Sigma Tech India · Banking

Two loan offers, truthfully compared.

Side-by-side: monthly EMI, total interest, processing fee, true cost. Each offer reduced to a single number. The cheaper one, named.

01 Offer Details

Same amount and tenure across offers for a fair comparison.

Loan Amountsame for both

₹

Tenuresame for both

yr

A

Offer A

Bank Name

Rate

%

Processing Fee

₹

B

Offer B

Bank Name

Rate

%

Processing Fee

₹

Borrower Nameprints on PDF · optional

02 Verdict

Cheaper offer named. Margin in rupees and percent.

ParticularsOffer AOffer B

Monthly EMI——

Total Interest——

Processing Fee——

Total Outflow (P+I+Fee)——

Recommended —

—

EMI uses reducing-balance method. Other charges (insurance, prepayment penalty, MOD) may vary. — sigmatechind.com

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Sigma Tech India

Banking Toolkit · Loan Comparison

Engineered in India · sigmatechind.com

Report Date—

ReferenceCMP-—

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Verdict: —

Loan Comparison Statement

Prepared for valued borrower.

Offer A · Total Outflow

₹0

Offer B · Total Outflow

₹0

Side-by-Side

Method. EMI is computed on the reducing-balance method. Total Outflow = Principal + Total Interest + Processing Fee. Insurance premiums, MOD/MOE charges, prepayment penalties, and other one-time costs are not included. Confirm Loan Sanction Letter for the binding cost.