EMI Calculator — Sigma Tech India Banking Toolkit

Sigma Tech India · Banking

Equated Monthly Instalment, fully broken down.

Loan amount, rate, tenure. The instalment, the total interest, and the full amortisation schedule — month by month or rolled up by year.

01 Loan Inputs

All figures in Indian rupees.

Loan Amount principal sanctioned

₹

₹0₹2.5 Cr₹5 Cr

Interest Rate p.a.

0%10%20%

Tenure years

11530

Tenure Unit

Start Date first instalment month

Borrower Name prints on PDF · optional

Loan Purpose optional

02 Loan Summary

Live amortisation. Toggle between yearly and monthly view.

Monthly EMI

₹0

— months

Total Payment

₹0

Principal + Interest

Total Interest

₹0

— % of loan

Loan Closes

—

— year tenure

Interest share

Principal ₹0

Interest ₹0

Effective Cost (Total ÷ Principal) — ×

Amortisation Schedule

Computed locally. Nothing leaves the browser. — sigmatechind.com

EMI & Amortisation Report

Prepared for valued client.

Monthly EMI

₹0

Equated payment

Total Interest

₹0

Cost of borrowing

Total Payment

₹0

Principal + Interest

Interest Share

Of total payment

Loan Particulars As Sanctioned

Outstanding balance & interest-vs-principal split (year-end)

Annual Amortisation Summary Yearly Roll-Up

How this is calculated. EMI is computed on the reducing-balance method using the standard equated-monthly-instalment formula. Actual disbursement may attract processing fees, GST, and other one-time charges not captured here. Floating-rate loans may see rate revisions which will alter the schedule.