Sigma Tech India · Banking

EPF, employee + employer + EPFO interest.

Employee Provident Fund. 12% employee + 12% employer (3.67% to EPF, 8.33% to EPS, capped at ₹15,000 basic for EPS). Annual interest credited by EPFO.

01 Salary & Service

Basic + DA used for PF; statutory rates applied.

Current Basic + DAmonthly
EPFO Ratep.a.
%
Annual Hikesalary growth
%
Years to Retirement
yr
Current Balanceopening · optional
Employee Nameprints on PDF · optional

02 Retirement Corpus

EPF only. EPS pension shown separately below.

Total EPF Corpus
0
At retirement · tax-free
Your Contribution
0
12 % of basic
Employer EPF Share
0
3.67 % to EPF

Build-up

ParticularsAmountNote
Employee Contribution (12%)to EPF
Employer Contribution to EPF (3.67%)to EPF
Employer Contribution to EPS (8.33%)capped @ ₹15k basic
Interest Credited— %
EPF Maturity Corpustax-free
EPF is in EEE category. EPS pension at 58 = avg of last 60-month pensionable salary × pensionable service ÷ 70. — sigmatechind.com
Σ

Sigma Tech India

Banking Toolkit · EPF
Engineered in India · sigmatechind.com
Report Date
ReferenceEPF-—
Page1 of 1
EPF · Tax-Free (EEE)

EPF Retirement Projection

Prepared for valued employee.

EPF Corpus
₹0
Your Contribution
₹0
Employer EPF Share
₹0

Projection Particulars

About EPF. Both employee and employer contribute 12% of basic salary monthly. Of the employer's 12%, 8.33% is diverted to EPS (Employees' Pension Scheme) up to a salary ceiling of ₹15,000; the balance (3.67%) goes to EPF. The EPFO credits annual interest. The EPF corpus is tax-free at withdrawal if continuous service exceeds 5 years.