Σ

Sigma Tech India

Banking · Prepayment Impact

Toolkit
Sigma Tech India · Banking

Prepayment, turned into hours and rupees saved.

The loan as it stands. The lump sum or the extra monthly. Reduce the tenure or reduce the EMI. The original schedule and the new one, side by side.

01 Loan & Prepayment

Numbers come straight off your sanction letter.

Original Loan
Original Loan Amountprincipal sanctioned
Interest Ratep.a.
%
Original Tenureyears
yr
EMIs Already Paidmonths · 0 if loan not yet started
mo
Prepayment Plan
Lump-Sum Prepaymentapplied this month
What do you want?
Borrower Nameprints on PDF · optional

02 Impact

Live the moment you change a number.

Interest Saved
0
vs the original schedule
New Tenure
— mo
— months earlier
Current Outstanding
0
After — EMIs paid
Original Monthly EMI
0
As per original schedule

Side-by-side comparison

Particulars Original After Prepayment You Save
Total tenure
Monthly EMI
Total interest paid
Total cash outflow

Year-by-year, after prepayment

Computed locally. Nothing leaves the browser. — sigmatechind.com
Σ

Sigma Tech India

Banking Toolkit · Prepayment Impact
Engineered in India · sigmatechind.com
Report Date
ReferencePP-—
Page1 of 1
Interest Savings Identified

Prepayment Impact Report

Prepared for valued client.

Interest Saved
₹0
vs original schedule
Tenure Reduced
— mo
After prepayment
Outstanding Today
₹0
Balance before prepayment
Original EMI
₹0
As per sanction

Loan & Prepayment Particulars Snapshot

Original schedule vs after-prepayment schedule

Original vs After Prepayment Side-by-side

About prepayment charges. Many banks levy a prepayment penalty on fixed-rate loans (commonly 2–4% of the prepaid amount). On floating-rate retail loans to individuals, the RBI has waived the foreclosure / prepayment penalty. Confirm the exact charges with your lender before transferring funds.